Massachusetts Workers’ Compensation Law
Workers’ Compensation – Understand Your Rights!
Injuries at the workplace can happen to anyone and we offer our sympathies if it happened to you. If you or a loved one has been injured on the job, you may be eligible to receive workers’ compensation benefits for any losses you may have suffered.
If this is the case, contact an experienced attorney who specializes in workers’ compensation claims. We will help you recover any lost wages, medical expenses, and disability costs while you focus on your recovery.
Benefits In Accordance With Massachusetts Workers’ Compensation Law
The law varies slightly from state to state. If you are injured on the job while working in the state of Massachusetts, it is important to know what benefits you may be entitled to under Massachusetts workers’ compensation law.
All employers in the state of Massachusetts must carry workers’ compensation insurance. This coverage pays out the benefits received by injured employees, which ranges from full coverage of all medical costs to financial assistance based on degree of disability. Workers who are medically cleared to return to work at a future date will receive less compensation than an employee whose injury prohibits them from ever returning to work again, otherwise called Total and Permanent Incapacity.
Massachusetts workers’ compensation law defines three designations for disability, which are as follows: Total and Permanent Incapacity, Total Incapacity and Partial Incapacity. Each designation is entitled to a different amount of compensation.
- Employees who suffer from Total and Permanent Incapacity are eligible for Total and Permanent Disability Benefits. This means that the injured worker is eligible to receive two-thirds of their average weekly wage (based on their yearly, 52-week income), along with increased compensation for higher cost-of-living expenses. These benefits may be paid for the remainder of the injured employee’s lifetime.
- Employees who suffer from Total Incapacity are eligible for Total Disability Benefits, which pays the injured worker 60% of their average weekly wage. However, workers can only receive these benefits for up to three years, or 156 weeks.
- Employees who suffer from Partial Incapacity are eligible for Partial Disability Benefits. This refers to workers who have been injured on the job and are now limited in the amount of work they can perform. Partial Disability Benefits allows them to receive 60% of the difference between their weekly wage before the injury and after.
How Do I Know If I Am Eligible For Workers’ Compensation?
There are a variety of different circumstances in which one can be injured at work. These include, but are not limited to:
- automotive accidents
- severe burns
- faulty machinery
- exposure to toxic chemicals and materials
- injuries sustained while lifting heavy objects
- workplace-induced emotional stress
An injury does not have to be caused by workplace negligence or an unsafe environment in order to qualify for compensation. Yet it is important to know what exactly constitutes the “workplace” before moving forward with a compensation claim. To help determine what is best for you, seek out a workers’ compensation attorney to assist with the claim process.