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Can I Get Workers’ Comp for A Workplace Illness?

Many are familiar with worker’s comp, especially in instances where there has been an injury on the job. However, some may wonder if it is also available in other situations as well. This can be particularly true for those who are dealing with an illness instead of an injury. If you are too ill to work, and you believe your illness is work-related, it is important to understand your rights and options.

Understanding Worker’s Comp

Worker’s compensation is a type of insurance that provides benefits to those who have experienced an illness or injury as a direct result of their job. It does not cover illnesses and injuries that are not sustained in the course of and arising out of your work.

The Situations Where Worker’s Comp is Available

Typically, worker’s comp will only be available for an illness or injury that you sustain at the workplace while you were working. In some situations, you may need to be able to prove that it is more probable than not that your illness is due to something at the workplace to qualify for compensation.

If your profession is one that might normally put you in contact with certain types of illnesses, there is a presumption that it is work related. For example, if medical workers contract illnesses such as Covid or Tuberculosis, and those diseases were present in their work place, then the presumption would help prove that their illness was as a result of their work.

Some may wonder if they will be able to get compensation for an illness that they have that is not work-related, but that makes it difficult for them to work. The reality is that this is not a possibility. Having a health issue that leaves you debilitated can be difficult to deal with. When you are not able to work, you cannot support yourself or your family like you need to. The good news is, though, that depending on your situation you may be eligible for worker’s comp. Asking the right questions may help you get the support you need.

Don’t Wait. Insurers only have 14 days to pay or deny your claim. Learn how to improve your chances of having your claim approved.